Fertility Insurance Providers

Fertility care can be expensive. Illinois is considered one of the best states in the country for infertility coverage. In most states, infertility is not a covered benefit. However, in Illinois, there is a state mandate that health insurance must cover fertility treatment, including up to four cycles of IVF. For most people, this is great news.

The state mandate, however, does not mean everyone that has health insurance in Illinois has infertility benefits. Of course, the law has many loopholes. As a result, if you live and work in Illinois, there is a good chance that you will have fertility benefits, but there is no guarantee. For patients without insurance coverage, we offer multiple-cycle plans, money-back-guarantee plans, as well as flexible payment options.

If you’re considering starting a new family through fertility treatment, speak with a team member at Advanced Reproductive Center to discuss your options. We can help you navigate your insurance coverage and guide you in making the best decision for your specific needs.

At Advanced Reproductive Center, we seek to make your fertility treatment as affordable as possible.  For that reason, we are in-network with most major fertility insurance providers, including:

• Aetna
• Blue Cross Blue Shield PPO
• Cigna
• Humana
• Coventry
• Northern Illinois Health Plans
• United Healthcare
• ECOH
• Health Alliance
• Allied Benefit Administrators
• Benefit Administrative Services
• Core Source
• Great West Healthcare
• Group Administrators
• Guardian
• HFN
• Midwest Security Administrators
• Multiplan
• Nippon Life
• Private Health Care Systems
• Principal Financial
• Sisco
• Unicare